Financing

HVAC Financing

Buy Today, Pay Over Time*

At Greens Appliance, Heating & Cooling, we offer HVAC financing options for the services our company will provide for your home. Some benefits of HVAC financing through Greens Appliance, Heating & Cooling + Upgrade® include:

Financing on any major repair or replacement
Monthly Payments to fit your budget
Online account management and bill payment options
Special terms promotions available (ask for details)

*With approved credit. Ask for details.

Apply for Financing

Loans are subject to credit approval. Home Improvement Loans offered through Upgrade are made by Cross River Bank, Member FDIC, Equal Housing Lender. Upgrade, Inc. (NMLS #1548935) holds the following state licenses.
These loan terms are not guaranteed and are subject to our verification and review process. Applicants may be asked to provide additional documents to enable us to verify their income and their identity. For loans that charge interest, this rate includes an Autopay APR reduction of 0.5%. By enrolling in Autopay, borrowers' payments will be automatically deducted from their bank account. Selecting Autopay is optional. If you are eligible for credit union membership, you may be required to join a credit union to receive the APR shown. Subsequent charges and fees may increase the cost of the loan. There is no fee or penalty for repaying a loan early. For more information, applicants should refer to the applicable Borrower Agreement and TILA Disclosure.
Loans may be disbursed in one or more advances. These loan terms are estimates based on the assumption that the loan is disbursed in a single advance upon execution of the Borrower Agreement. Actual loan terms may vary depending on, among other things, the exact number of advances, the amount of each advance, and the date on which each advance will occur.

Finance Your New Air Conditioning and Furnace

More than likely, your home is the single largest investment you will make in your lifetime. And chances are, your heating and cooling system is the most important investment you'll make for your home. To help you protect this investment, we offer flexible financing options through our trusted partner at Upgrade*.

At Greens Appliance, Heating & Cooling, we understand how important it is that your HVAC system runs at peak performance. That's why we don't stop at offering top-of-the-line heating and air conditioning products and services; we take our commitment to our customers a step further by offering competitive financing options to ensure home comfort is affordable to as many homeowners as possible.

Helping our customers create a payment plan that works for their budget is just one of the many ways our happy customers experience the Greens Appliance, Heating & Cooling difference.

*With approved credit. Ask for details.

Financing Options from GreenSky®

Greensky® Financing

No Interest if Paid in Full in 12 Months

Subject to credit approval. Interest is billed during the promotional period but all interest is waived if the purchase amount is paid in full within 12 months.

Apply Online

Greensky® Financing

Reduced APR 7.99% for 60 Months!

Plan 2717. Subject to credit approval. Loan term is 60 months at fixed rate of 7.99% APR. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 7.99% APR, 60 monthly payments of $20.27. This example is an estimate only. Actual payment amounts based on amount and timing of purchases.

Apply Online

* Subject to credit approval. These examples are estimates only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms. Loans for the GreenSky® consumer loan program are provided by Synovus Bank, Member FDIC, NMLS #408043, without regard to age, race, color, religion, national origin, gender, disability, or familial status. GreenSky Servicing, LLC services the loans on behalf of your lender, NMLS #1416362. www.nmlsconsumeraccess.org. GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with that consumer loan program. GreenSky Servicing, LLC is a financial technology company that manages the GreenSky® consumer loan program by providing origination and servicing support to banks and other financial institutions that make or hold program loans. GreenSky, LLC and GreenSky Servicing, LLC are not lenders. All credit decisions and loan terms are determined by program lenders.

Always there for Our Customers

Since 1958

Greens Appliance, Heating & Cooling in Des Moines, IA has been family owned and operated since 1958. Since then, Greens has become an icon in the industry and has earned a reputation in the Des Moines area for providing quality service with integrity and dependability.